**Total: -30 points**

-5 points: Nightmares

-10 points: Necro[Phobia], minor

-15 points: Pacifism (Cannot Kill)

-5 points: Secret (was part of zombie cult in Spain, ended...messily, when Legba stepped in)

+5 points: Collected (+3 to fright and san checks, doesn't assume things are dangerous)